{"id":7278,"date":"2026-08-14T08:26:41","date_gmt":"2026-08-14T08:26:41","guid":{"rendered":"https:\/\/parte.be\/faire-partie-de-parte\/assurances-sinistres\/"},"modified":"2026-08-14T11:01:07","modified_gmt":"2026-08-14T11:01:07","slug":"assurances-sinistres","status":"publish","type":"page","link":"https:\/\/parte.be\/fr\/glossaire-du-syndic\/assurances-sinistres\/","title":{"rendered":"Assurances &#038; sinistres"},"content":{"rendered":"\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Les dommages \u00e0 un immeuble \u00e0 appartements peuvent avoir diff\u00e9rentes causes, telles qu\u2019un incendie, une temp\u00eate ou une fuite d\u2019eau. C\u2019est pourquoi une bonne assurance est indispensable tant pour l\u2019ACP que pour le propri\u00e9taire individuel. Sur cette page, nous expliquons simplement des concepts tels que l\u2019<strong>assurance globale<\/strong>, l\u2019<strong>assurance incendie<\/strong>, les <strong>d\u00e9g\u00e2ts des eaux<\/strong> et le <strong>sinistre<\/strong> simplement.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div id=\"block-ordered-list-block_312603a6c003b78d86725adad4217916\"\n     class=\"block-ordered-list flex flex-col items-center w-full\"\n     x-data=\"{\n         openIndex: 0,\n         isDesktop: window.matchMedia('(min-width: 769px)').matches,\n         overflows: {},\n         atEnd: {},\n         syncTimer: null,\n         setOpen(i) { this.openIndex = i; this.scheduleSync(i); },\n         toggle(i) { this.openIndex = this.openIndex === i ? null : i; if (this.openIndex !== null) this.scheduleSync(this.openIndex); },\n         isOpen(i) { return this.openIndex === i; },\n         showFade(i) { return this.isOpen(i) && this.overflows[i] && !this.atEnd[i]; },\n         syncDesc(i) {\n             const el = this.$refs['desc' + i];\n             if (!el || this.openIndex !== i) return;\n             this.overflows = { ...this.overflows, [i]: el.scrollHeight > el.clientHeight + 2 };\n             this.atEnd = { ...this.atEnd, [i]: el.scrollTop + el.clientHeight >= el.scrollHeight - 2 };\n         },\n         scheduleSync(i) {\n             this.$nextTick(() => this.syncDesc(i));\n             clearTimeout(this.syncTimer);\n             this.syncTimer = setTimeout(() => this.syncDesc(i), 520);\n         },\n         onPanelTransitionEnd(i, event) {\n             if (event.propertyName !== 'max-height') return;\n             this.syncDesc(i);\n         },\n         init() {\n             const self = this;\n             const mql = window.matchMedia('(min-width: 769px)');\n             mql.addEventListener('change', function(e) { self.isDesktop = e.matches; if (!e.matches) self.openIndex = null; else { self.openIndex = 0; self.scheduleSync(0); } });\n             window.addEventListener('resize', function() { if (self.openIndex !== null) self.syncDesc(self.openIndex); });\n             this.$nextTick(() => { if (this.openIndex !== null) this.scheduleSync(this.openIndex); });\n         }\n     }\">\n\n    <div class=\"flex flex-col gap-16 items-start w-full\">\n\n                    <div class=\"flex flex-col gap-3 w-full\">\n                                    <div class=\"bg-bg-base rounded-2xl overflow-hidden cursor-pointer transition-all duration-500 ease-in-out border-2 border-inverse-default\"\n                         role=\"button\"\n                         tabindex=\"0\"\n                         :aria-expanded=\"isOpen(0)\"\n                         aria-label=\"Toggle Assurance globale\"\n                         @mouseenter=\"if (isDesktop) setOpen(0)\"\n                         @click=\"if (!isDesktop) toggle(0)\"\n                         @keydown.enter.prevent=\"toggle(0)\"\n                         @keydown.space.prevent=\"toggle(0)\">\n\n                        <div class=\"p-6\">\n                            <div class=\"flex flex-wrap gap-x-8 gap-y-4 items-center\">\n\n                                <span class=\"shrink-0 text-content-accent [.inverse_&]:!text-content-accent text-3xl font-medium leading-8\">\n                                    1                                <\/span>\n\n                                <div class=\"flex-1 flex flex-col gap-1 min-w-0\">\n                                    <span class=\"text-content-primary [.inverse_&]:!text-content-primary text-lg md:text-2xl font-medium\">\n                                        Assurance globale                                    <\/span>\n\n                                                                            <div class=\"overflow-hidden transition-all duration-500 ease-in-out\"\n                                             :style=\"isOpen(0)\n                                                 ? 'max-height: 200px; opacity: 1;'\n                                                 : 'max-height: 0; opacity: 0;'\"\n                                             @transitionend=\"onPanelTransitionEnd(0, $event)\">\n                                            <div class=\"relative max-h-[200px]\">\n                                                <div class=\"overflow-y-auto max-h-[200px] overscroll-contain scrollbar-none\"\n                                                     x-ref=\"desc0\"\n                                                     @scroll=\"syncDesc(0)\"\n                                                     @click.stop>\n                                                    <span class=\"[.inverse_&]:!text-content-secondary text-content-secondary text-base font-light leading-6\">\n                                                        L\u2019assurance globale est l\u2019assurance collective de l\u2019immeuble \u00e0 appartements. Elle couvre g\u00e9n\u00e9ralement les dommages au b\u00e2timent et aux parties communes. Les garanties exactes varient selon l\u2019assureur.                                                    <\/span>\n                                                <\/div>\n                                                <div class=\"pointer-events-none absolute inset-x-0 bottom-0 h-10 bg-gradient-to-t from-bg-base to-transparent transition-opacity duration-300\"\n                                                     :class=\"showFade(0) ? 'opacity-100' : 'opacity-0'\"\n                                                     aria-hidden=\"true\"><\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n\n                                                                    <div class=\"basis-full xs:basis-auto w-full xs:w-auto xs:shrink-0 transition-all duration-500 ease-in-out\"\n                                         :class=\"isOpen(0)\n                                             ? 'opacity-100 scale-100'\n                                             : 'opacity-0 scale-75 pointer-events-none max-xs:hidden'\"\n                                         @click.stop>\n                                        <a href=\"https:\/\/parte.be\/fr\/induver\/\"\n                                           target=\"_self\"\n                                           rel=\"\"\n                                           title=\"\"\n                                           class=\"btn btn-accent w-full xs:w-12 xs:h-12 xs:min-w-12 xs:min-h-12 xs:p-0 xs:px-0 xs:py-0 gap-2\"\n                                           aria-label=\"\">\n                                            <span class=\"xs:hidden whitespace-nowrap\"><\/span>\n                                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"w-6 h-6\" role=\"img\">\n<path d=\"M17 8.05375L6.08075 18.973C5.94225 19.1115 5.76825 19.1823 5.55875 19.1855C5.34909 19.1887 5.17184 19.1178 5.027 18.973C4.88217 18.8282 4.80975 18.6526 4.80975 18.4462C4.80975 18.2397 4.88217 18.0641 5.027 17.9193L15.9463 7H9.75C9.5375 7 9.35934 6.92808 9.2155 6.78425C9.07184 6.64042 9 6.46225 9 6.24975C9 6.03708 9.07184 5.859 9.2155 5.7155C9.35934 5.57183 9.5375 5.5 9.75 5.5H17.596C17.8522 5.5 18.0668 5.58667 18.24 5.76C18.4133 5.93317 18.5 6.14783 18.5 6.404V14.25C18.5 14.4625 18.4281 14.6407 18.2843 14.7845C18.1404 14.9282 17.9623 15 17.7498 15C17.5371 15 17.359 14.9282 17.2155 14.7845C17.0718 14.6407 17 14.4625 17 14.25V8.05375Z\" fill=\"currentColor\"\/>\n<title>north_east<\/title><\/svg>\n                                        <\/a>\n                                    <\/div>\n                                \n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"bg-bg-base rounded-2xl overflow-hidden cursor-pointer transition-all duration-500 ease-in-out border-2 border-inverse-default\"\n                         role=\"button\"\n                         tabindex=\"0\"\n                         :aria-expanded=\"isOpen(1)\"\n                         aria-label=\"Toggle Assurance incendie\"\n                         @mouseenter=\"if (isDesktop) setOpen(1)\"\n                         @click=\"if (!isDesktop) toggle(1)\"\n                         @keydown.enter.prevent=\"toggle(1)\"\n                         @keydown.space.prevent=\"toggle(1)\">\n\n                        <div class=\"p-6\">\n                            <div class=\"flex flex-wrap gap-x-8 gap-y-4 items-center\">\n\n                                <span class=\"shrink-0 text-content-accent [.inverse_&]:!text-content-accent text-3xl font-medium leading-8\">\n                                    2                                <\/span>\n\n                                <div class=\"flex-1 flex flex-col gap-1 min-w-0\">\n                                    <span class=\"text-content-primary [.inverse_&]:!text-content-primary text-lg md:text-2xl font-medium\">\n                                        Assurance incendie                                    <\/span>\n\n                                                                            <div class=\"overflow-hidden transition-all duration-500 ease-in-out\"\n                                             :style=\"isOpen(1)\n                                                 ? 'max-height: 200px; opacity: 1;'\n                                                 : 'max-height: 0; opacity: 0;'\"\n                                             @transitionend=\"onPanelTransitionEnd(1, $event)\">\n                                            <div class=\"relative max-h-[200px]\">\n                                                <div class=\"overflow-y-auto max-h-[200px] overscroll-contain scrollbar-none\"\n                                                     x-ref=\"desc1\"\n                                                     @scroll=\"syncDesc(1)\"\n                                                     @click.stop>\n                                                    <span class=\"[.inverse_&]:!text-content-secondary text-content-secondary text-base font-light leading-6\">\n                                                        Une assurance incendie prot\u00e8ge contre les dommages caus\u00e9s par le feu et d\u2019autres risques couverts, tels que les temp\u00eates ou les d\u00e9g\u00e2ts des eaux. L\u2019ACP assure g\u00e9n\u00e9ralement le b\u00e2timent, tandis que les propri\u00e9taires assurent leur contenu s\u00e9par\u00e9ment. Une bonne couverture permet d\u2019\u00e9viter des frais impr\u00e9vus.                                                    <\/span>\n                                                <\/div>\n                                                <div class=\"pointer-events-none absolute inset-x-0 bottom-0 h-10 bg-gradient-to-t from-bg-base to-transparent transition-opacity duration-300\"\n                                                     :class=\"showFade(1) ? 'opacity-100' : 'opacity-0'\"\n                                                     aria-hidden=\"true\"><\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n\n                                                                    <div class=\"basis-full xs:basis-auto w-full xs:w-auto xs:shrink-0 transition-all duration-500 ease-in-out\"\n                                         :class=\"isOpen(1)\n                                             ? 'opacity-100 scale-100'\n                                             : 'opacity-0 scale-75 pointer-events-none max-xs:hidden'\"\n                                         @click.stop>\n                                        <a href=\"https:\/\/parte.be\/fr\/induver\/\"\n                                           target=\"_self\"\n                                           rel=\"\"\n                                           title=\"\"\n                                           class=\"btn btn-accent w-full xs:w-12 xs:h-12 xs:min-w-12 xs:min-h-12 xs:p-0 xs:px-0 xs:py-0 gap-2\"\n                                           aria-label=\"\">\n                                            <span class=\"xs:hidden whitespace-nowrap\"><\/span>\n                                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"w-6 h-6\" role=\"img\">\n<path d=\"M17 8.05375L6.08075 18.973C5.94225 19.1115 5.76825 19.1823 5.55875 19.1855C5.34909 19.1887 5.17184 19.1178 5.027 18.973C4.88217 18.8282 4.80975 18.6526 4.80975 18.4462C4.80975 18.2397 4.88217 18.0641 5.027 17.9193L15.9463 7H9.75C9.5375 7 9.35934 6.92808 9.2155 6.78425C9.07184 6.64042 9 6.46225 9 6.24975C9 6.03708 9.07184 5.859 9.2155 5.7155C9.35934 5.57183 9.5375 5.5 9.75 5.5H17.596C17.8522 5.5 18.0668 5.58667 18.24 5.76C18.4133 5.93317 18.5 6.14783 18.5 6.404V14.25C18.5 14.4625 18.4281 14.6407 18.2843 14.7845C18.1404 14.9282 17.9623 15 17.7498 15C17.5371 15 17.359 14.9282 17.2155 14.7845C17.0718 14.6407 17 14.4625 17 14.25V8.05375Z\" fill=\"currentColor\"\/>\n<title>north_east<\/title><\/svg>\n                                        <\/a>\n                                    <\/div>\n                                \n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"bg-bg-base rounded-2xl overflow-hidden cursor-pointer transition-all duration-500 ease-in-out border-2 border-inverse-default\"\n                         role=\"button\"\n                         tabindex=\"0\"\n                         :aria-expanded=\"isOpen(2)\"\n                         aria-label=\"Toggle Sinistre\"\n                         @mouseenter=\"if (isDesktop) setOpen(2)\"\n                         @click=\"if (!isDesktop) toggle(2)\"\n                         @keydown.enter.prevent=\"toggle(2)\"\n                         @keydown.space.prevent=\"toggle(2)\">\n\n                        <div class=\"p-6\">\n                            <div class=\"flex flex-wrap gap-x-8 gap-y-4 items-center\">\n\n                                <span class=\"shrink-0 text-content-accent [.inverse_&]:!text-content-accent text-3xl font-medium leading-8\">\n                                    3                                <\/span>\n\n                                <div class=\"flex-1 flex flex-col gap-1 min-w-0\">\n                                    <span class=\"text-content-primary [.inverse_&]:!text-content-primary text-lg md:text-2xl font-medium\">\n                                        Sinistre                                    <\/span>\n\n                                                                            <div class=\"overflow-hidden transition-all duration-500 ease-in-out\"\n                                             :style=\"isOpen(2)\n                                                 ? 'max-height: 200px; opacity: 1;'\n                                                 : 'max-height: 0; opacity: 0;'\"\n                                             @transitionend=\"onPanelTransitionEnd(2, $event)\">\n                                            <div class=\"relative max-h-[200px]\">\n                                                <div class=\"overflow-y-auto max-h-[200px] overscroll-contain scrollbar-none\"\n                                                     x-ref=\"desc2\"\n                                                     @scroll=\"syncDesc(2)\"\n                                                     @click.stop>\n                                                    <span class=\"[.inverse_&]:!text-content-secondary text-content-secondary text-base font-light leading-6\">\n                                                        Un sinistre est un \u00e9v\u00e9nement entra\u00eenant des dommages au b\u00e2timent ou \u00e0 un appartement. Pensez \u00e0 un incendie, une temp\u00eate ou une fuite d\u2019eau. Le syndic assure le suivi des dommages aux parties communes et coordonne, si n\u00e9cessaire, la d\u00e9claration d\u2019assurance.                                                    <\/span>\n                                                <\/div>\n                                                <div class=\"pointer-events-none absolute inset-x-0 bottom-0 h-10 bg-gradient-to-t from-bg-base to-transparent transition-opacity duration-300\"\n                                                     :class=\"showFade(2) ? 'opacity-100' : 'opacity-0'\"\n                                                     aria-hidden=\"true\"><\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n\n                                                                    <div class=\"basis-full xs:basis-auto w-full xs:w-auto xs:shrink-0 transition-all duration-500 ease-in-out\"\n                                         :class=\"isOpen(2)\n                                             ? 'opacity-100 scale-100'\n                                             : 'opacity-0 scale-75 pointer-events-none max-xs:hidden'\"\n                                         @click.stop>\n                                        <a href=\"https:\/\/parte.be\/fr\/blog\/securite-incendie\/que-faire-apres-un-petit-incendie-dans-votre-appartement\/\"\n                                           target=\"_self\"\n                                           rel=\"\"\n                                           title=\"\"\n                                           class=\"btn btn-accent w-full xs:w-12 xs:h-12 xs:min-w-12 xs:min-h-12 xs:p-0 xs:px-0 xs:py-0 gap-2\"\n                                           aria-label=\"\">\n                                            <span class=\"xs:hidden whitespace-nowrap\"><\/span>\n                                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"w-6 h-6\" role=\"img\">\n<path d=\"M17 8.05375L6.08075 18.973C5.94225 19.1115 5.76825 19.1823 5.55875 19.1855C5.34909 19.1887 5.17184 19.1178 5.027 18.973C4.88217 18.8282 4.80975 18.6526 4.80975 18.4462C4.80975 18.2397 4.88217 18.0641 5.027 17.9193L15.9463 7H9.75C9.5375 7 9.35934 6.92808 9.2155 6.78425C9.07184 6.64042 9 6.46225 9 6.24975C9 6.03708 9.07184 5.859 9.2155 5.7155C9.35934 5.57183 9.5375 5.5 9.75 5.5H17.596C17.8522 5.5 18.0668 5.58667 18.24 5.76C18.4133 5.93317 18.5 6.14783 18.5 6.404V14.25C18.5 14.4625 18.4281 14.6407 18.2843 14.7845C18.1404 14.9282 17.9623 15 17.7498 15C17.5371 15 17.359 14.9282 17.2155 14.7845C17.0718 14.6407 17 14.4625 17 14.25V8.05375Z\" fill=\"currentColor\"\/>\n<title>north_east<\/title><\/svg>\n                                        <\/a>\n                                    <\/div>\n                                \n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"bg-bg-base rounded-2xl overflow-hidden cursor-pointer transition-all duration-500 ease-in-out border-2 border-inverse-default\"\n                         role=\"button\"\n                         tabindex=\"0\"\n                         :aria-expanded=\"isOpen(3)\"\n                         aria-label=\"Toggle D\u00e9g\u00e2ts des eaux\"\n                         @mouseenter=\"if (isDesktop) setOpen(3)\"\n                         @click=\"if (!isDesktop) toggle(3)\"\n                         @keydown.enter.prevent=\"toggle(3)\"\n                         @keydown.space.prevent=\"toggle(3)\">\n\n                        <div class=\"p-6\">\n                            <div class=\"flex flex-wrap gap-x-8 gap-y-4 items-center\">\n\n                                <span class=\"shrink-0 text-content-accent [.inverse_&]:!text-content-accent text-3xl font-medium leading-8\">\n                                    4                                <\/span>\n\n                                <div class=\"flex-1 flex flex-col gap-1 min-w-0\">\n                                    <span class=\"text-content-primary [.inverse_&]:!text-content-primary text-lg md:text-2xl font-medium\">\n                                        D\u00e9g\u00e2ts des eaux                                    <\/span>\n\n                                                                            <div class=\"overflow-hidden transition-all duration-500 ease-in-out\"\n                                             :style=\"isOpen(3)\n                                                 ? 'max-height: 200px; opacity: 1;'\n                                                 : 'max-height: 0; opacity: 0;'\"\n                                             @transitionend=\"onPanelTransitionEnd(3, $event)\">\n                                            <div class=\"relative max-h-[200px]\">\n                                                <div class=\"overflow-y-auto max-h-[200px] overscroll-contain scrollbar-none\"\n                                                     x-ref=\"desc3\"\n                                                     @scroll=\"syncDesc(3)\"\n                                                     @click.stop>\n                                                    <span class=\"[.inverse_&]:!text-content-secondary text-content-secondary text-base font-light leading-6\">\n                                                        Les d\u00e9g\u00e2ts des eaux surviennent, par exemple, \u00e0 cause d\u2019une conduite qui fuit, d\u2019une toiture d\u00e9fectueuse ou d\u2019une inondation. Il est important d\u2019en d\u00e9terminer la cause le plus rapidement possible afin de limiter les dommages ult\u00e9rieurs. Selon la cause, l\u2019assurance peut intervenir.                                                    <\/span>\n                                                <\/div>\n                                                <div class=\"pointer-events-none absolute inset-x-0 bottom-0 h-10 bg-gradient-to-t from-bg-base to-transparent transition-opacity duration-300\"\n                                                     :class=\"showFade(3) ? 'opacity-100' : 'opacity-0'\"\n                                                     aria-hidden=\"true\"><\/div>\n                                            <\/div>\n                                        <\/div>\n                                                                    <\/div>\n\n                                                                    <div class=\"basis-full xs:basis-auto w-full xs:w-auto xs:shrink-0 transition-all duration-500 ease-in-out\"\n                                         :class=\"isOpen(3)\n                                             ? 'opacity-100 scale-100'\n                                             : 'opacity-0 scale-75 pointer-events-none max-xs:hidden'\"\n                                         @click.stop>\n                                        <a href=\"https:\/\/parte.be\/fr\/blog\/assurance\/qui-est-couvert-par-lassurance-en-cas-de-degats-des-eaux\/\"\n                                           target=\"_self\"\n                                           rel=\"\"\n                                           title=\"\"\n                                           class=\"btn btn-accent w-full xs:w-12 xs:h-12 xs:min-w-12 xs:min-h-12 xs:p-0 xs:px-0 xs:py-0 gap-2\"\n                                           aria-label=\"\">\n                                            <span class=\"xs:hidden whitespace-nowrap\"><\/span>\n                                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"w-6 h-6\" role=\"img\">\n<path d=\"M17 8.05375L6.08075 18.973C5.94225 19.1115 5.76825 19.1823 5.55875 19.1855C5.34909 19.1887 5.17184 19.1178 5.027 18.973C4.88217 18.8282 4.80975 18.6526 4.80975 18.4462C4.80975 18.2397 4.88217 18.0641 5.027 17.9193L15.9463 7H9.75C9.5375 7 9.35934 6.92808 9.2155 6.78425C9.07184 6.64042 9 6.46225 9 6.24975C9 6.03708 9.07184 5.859 9.2155 5.7155C9.35934 5.57183 9.5375 5.5 9.75 5.5H17.596C17.8522 5.5 18.0668 5.58667 18.24 5.76C18.4133 5.93317 18.5 6.14783 18.5 6.404V14.25C18.5 14.4625 18.4281 14.6407 18.2843 14.7845C18.1404 14.9282 17.9623 15 17.7498 15C17.5371 15 17.359 14.9282 17.2155 14.7845C17.0718 14.6407 17 14.4625 17 14.25V8.05375Z\" fill=\"currentColor\"\/>\n<title>north_east<\/title><\/svg>\n                                        <\/a>\n                                    <\/div>\n                                \n                            <\/div>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"has-custom-width wp-block-button__width-25 is-style-fill\"><a href=\"https:\/\/parte.be\/fr\/glossaire-du-syndic\/\" title=\"Woordenlijst Syndicus\" class=\"btn btn-primary btn-lg\" aria-label=\"Woordenlijst Syndicus\">Glossaire du syndic<\/a><\/div>\n\n\n\n<div class=\"has-custom-width wp-block-button__width-25 is-style-fill\"><a href=\"https:\/\/parte.be\/fr\/la-vie-dans-une-vme\/\" title=\"Extending Your Home\" class=\"btn btn-accent btn-lg\" aria-label=\"Extending Your Home\">Agrandir votre maison<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les dommages \u00e0 un immeuble \u00e0 appartements peuvent avoir diff\u00e9rentes causes, telles qu\u2019un incendie, une temp\u00eate ou une fuite d\u2019eau. C\u2019est pourquoi une bonne assurance est indispensable tant pour l\u2019ACP que pour le propri\u00e9taire individuel. Sur cette page, nous expliquons simplement des concepts tels que l\u2019assurance globale, l\u2019assurance incendie, les d\u00e9g\u00e2ts des eaux et le sinistre.<\/p>\n","protected":false},"author":2,"featured_media":5129,"parent":1872,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_hide_title_visually":false,"_page_title_icon_enabled":false,"_page_title_icon":"","_page_title_text_before":"","_page_title_text_after":"","_page_title_curved_background":false,"_page_title_subtitle":"","_page_title_align":"","_page_title_colored_character":".","footnotes":""},"class_list":["post-7278","page","type-page","status-publish","has-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurances &amp; sinistres<\/title>\n<meta name=\"description\" content=\"Les dommages \u00e0 un immeuble \u00e0 appartements peuvent avoir diff\u00e9rentes causes, telles qu\u2019un incendie, une temp\u00eate ou une fuite d\u2019eau. 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