INSURANCE

INSURANCE
Is your apartment double-insured? How to avoid two premiums for one building
Is your apartment already insured through the co-ownership? Discover what your Owners Association's fire insurance covers, what you should insure yourself, and what your bank requires.

INSURANCE
Water damage caused by the upstairs neighbor, but the door remains closed
A leak at the upstairs neighbor's, but they won't let anyone in? Discover what your Property Manager must do, what they can do, and when the Justice of the Peace intervenes.
INSURANCE
Why a Property Manager cannot always act immediately
When a problem arises in an apartment, the first reflex is often the same: I will contact the Property Manager. And rightly so. But what many co-owners do not always realize is that a Property Manager is not a personal concierge or private service provider. A Property Manager manages the entire Owners Association (VME) and makes decisions in the interest of the entire building.
That distinction is important. Not only to avoid frustration, but also to understand why certain files require more time than it might seem at first glance.

INSURANCE
Who is responsible for damage in the underground parking garage?
Damage in an underground parking garage occurs more often than you might think. Consider a collision with a wall or column, water damage, a leaking pipe, or damage to a parked vehicle. But who is responsible for damage in the underground parking garage? The answer depends on the cause, the location of the damage, and who is at fault.

